Non-Convertible Debentures (NCDs) are one of the most reliable and preferred debt instruments for companies seeking long-term funds and for investors looking for stable, fixed returns. Unlike convertible debentures, NCDs cannot be converted into equity shares, making them purely debt-based securities with assured interest payouts.
Companies issue NCDs to raise capital for business expansion, working capital requirements, or refinancing existing debts. These debentures offer attractive interest rates and fixed maturity periods and are backed by the company’s credit rating, ensuring transparency and reduced risk for investors.
For investors, NCDs provide:
- Higher returns compared to traditional fixed deposits
- Regular interest payouts (monthly, quarterly, or annually)
- Security in the form of secured or unsecured debenture structures
- Tax-efficient options depending on holding period
Our specialized services assist businesses in structuring, issuing, and complying with regulatory norms related to NCDs, including drafting offer documents, obtaining credit ratings, and managing investor relations. We ensure a smooth and compliant process for companies and a trustworthy investment experience for investors.
Whether you are a company planning to raise funds or an investor exploring secure opportunities, NCDs offer a stable and profitable financial instrument for long-term growth.